Liberty HealthShare Reviews

Liberty HealthShare plans cover doctor, urgent care, clinic, and emergency room visits. They also cover hospital treatment and eligible screenings. For a detailed list of what’s covered, see pages 17-21 of their Sharing Guidelines document.

Vision and dental services are not covered, but Liberty HealthShare’s SavNet Health Savings Program helps members save on services through their network of providers. SavNet is available to members of the Liberty Plus and Liberty Complete plans only.

Prescriptions are discounted for members through HealthShareRx, a prescription savings plan that helps Liberty HealthShare members get lower prices on the most common prescription medication.

Liberty HealthShare members are eligible to enroll in the program’s TeleHealth program, which allows for virtual doctor visits without having to visit in person, at a cost of about $40-$100 per visit. Patients can also receive prescriptions via TeleHealth visits.

Members of Liberty HealthShare with pre-existing medical conditions are only covered up to a certain extent and only according to specific schedules. In the first year, pre-existing medical conditions are not eligible for sharing. In the second and third year, pre-existing medical conditions are eligible for sharing up to $50,000 combined both years, and in the fourth year and following years of membership, the condition will no longer be considered pre-existing (i.e., shared as normal). See Page 13 of the Sharing Guidelines brochure for more details.